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Credit Administration & Remedial Officer at GTI Microfinance Bank Limited

GTI Microfinance Limited was incorporated in August 2007 as a limited liability company and started its operations in 2008 at No. 127 Obafemi Awolowo Road, Ikeja. In October 2013, it was licensed as a State-Wide Microfinance Bank and moved its Head Office to No. 4 Tinubu Street, Central Business District, Marina Lagos. Other branches are located at Mushin, Abattoir in Agege, Surulere.

We are recruiting to fill the position below:

Job Title: Credit Administration & Remedial Officer

Location: Lagos Island, Lagos

Job Responsibilities

  • To continually ensure the Portfolio At Risk (PAR) within the bank’s risk assets is driven below the set regulatory benchmark through effective engagement of default customers/guarantors, enforcement agencies and other stakeholders within the bank.
  • Daily monitoring of the loan portfolio to avoid delinquency.
  • Making outbound collection calls to debtors and working with Loan/Account Officers (where necessary) to engage debtors for follow up on payment.
  • Devising customized recovery strategy on a case-by-case basis.
  • Consistently reducing the non-performing loans owed to the bank.
  • Carrying out daily recovery exercise.
  • Maintain accurate up-to-date customer accounts information.
  • Preparing letter of demand notice to the debtors.
  • Executing approved/agreed foreclosure on collaterals.

Requirements

  • Candidates should possess a Bachelor’s Degree with 4 – 6 years work experience.

Competencies:

  • Good knowledge of credit products and related bank’s policies and regulations.
  • Good knowledge of the Prudential Guidelines relating Microfinance Banks.
  • Computer literacy.

Application Closing Date
31st March, 2022.

Method of Application
Interested and qualified candidates should send their CV to: [email protected] using the Job Title as the subject of the email.

Note: Only qualified candidateswill be contacted.

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